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Value Guides: These sites publish estimated values on vehicles based upon a variety of factors. These include: condition of the vehicle, the buying party of the vehicle, region, and availbility of the vehicle. Use these values to understand what the value of your car is before you trade it in and also before you buy a particular vehicle.
Vehicle History Reports: These sites allow for consumers to research a vehicle to evaluate the histroy. These companies gather vehicle data from numerous industry databases such as: Insurance Companies Claims, Dealership Service Records, State DMV Records, Police Records, and many more. The result is that a consumer can effectively evaluate if the car has been damaged previously, had major malfunctions that the dealer or selling party has not disclosed.
Credit Bureaus: These companies gather personal and credit information on consumers and ultimately serve as the basis for a lender when making a financial decision on extending credit. It is always a good idea to periodically check your credit particularly before purchasing a vehicle. Negative information can adversly effect your credit score and thus will drive up your loan rate and monthly payment.
Financial Literacy: These sites help consumers understand the fundamental of making sound financial decisions.
Auto Insurance: When buying a car it is always wise to check out the insurance rate for the vehicle you are evaluating. We can easily provide you an auto quote in a matter of seconds through most of the leading providers in the United States.
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"A credit union is not an ordinary financial concern, seeking to enrich its members at the expense of the general public. Neither is it a loan company, seeking to make a profit at the expense of the unfortunates…The credit union is nothing of the kind; it is the expression in the field of economics of a high social ideal."